About Us
  • Offering personal, tailored plans for your bess interests.
  • Founded in 1997, we are experienced and friendly agents working to develop relationships with our clients.
  • Locally owned and operated insurance brokerage in Harford County, Maryland

HealthQuote Insurance Services has been offering affordable high quality health insurance coverage throughout the state of Maryland since 1997.

We are a full-service, multi-line independent agency that specializes in offering health insurance for individuals, small businesses and senior citizens.

Principal Ted Turnbaugh has over 25 years of experience in the Health Insurance industry. His mission is simple: Treat others as you would like to be treated. His commitment to offering high quality health plans has always been paramount.

Our friendly and knowledgeable agents have the industry experience and expertise to discuss your lifestyle and health care insurance goals. With over 25 years of experience, we are committed to providing personalized attention to every client to ensure you find the health insurance to meet your needs and budget.

Our Trusted Carriers

Ted Turnbaugh, Owner/Broker

Ted D. Turnbaugh graduated from University of Maryland College Park Campus with a Bachelor of Science from the School of Public Health. Ted started his insurance career in 1991 with New York Life/Nylife Securites focusing on Insurance and asset accumulation for individuals and corporations. He realized early his passion was the Health Insurance Sector and created a company to fit that need. In 1997 Ted started HealthQuote Insurance Services with a vision to provide outstanding Health Insurance and benefits for companies and individuals. Besides outstanding client care Ted has been an advocate of Health Insurance Reform participating through the years in various focus groups, and working with legislator’s to help ensure that both accessible and affordable Health Insurance will still be available. Ted is sought after as an industry expert, and he conducts continual education courses for the financial sector.

On a daily basis Ted has been deemed the “Medicare Guru” and uses his expertise and his knowledge to assist those entering (or shopping) the Medicare market.  He enjoys educating the clients first and foremost. His approach streamlines this process to make it easier to understand and his clients are most appreciative.

On a personal noted, Ted is a long term resident of Harford County, where he resides with his wife of 28 years and 2 daughters on their family farm.  Ted enjoys biking and water sports to unwind when his busy schedule permits.

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Sallie Turnbaugh, Broker

Sallie Turnbaugh joined HealthQuote InsuranceServices in 2009 and has become the resident Individual Health Insurance Market Specialist of the office. She focuses on assisting clients with health and dental product selection through detailed contract explanations, she screens and obtains advanced premium tax credits for those who qualify. She also guides client’s turning 65 through the “maze” of Medicare, simplifying this overwhelming task for her client’s.

She graduated business school at University of Baltimore with a Bachelors of Science in Finance, and while doing so had already started her career in insurance with Maryland Casualty. She has over 29+ years in the insurance industry prior to being a Health Insurance Broker; Agency Services, Property Casualty Underwriter and Operations Manager for a Maryland Casualty/Zurich Insurance. She utilizes this long term experience to assist her clients in getting the best customer service, and client’s become lifelong clients for all their health insurance needs.

She is a lifelong Harford County resident, enjoys spending time with her husband/ business partner, 2 daughters and a wonderful pup! To unwind you can catch her in her flower garden or out at a flea market hunting for antiques!

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Turnbaugh Family

Ted and Sallie are blessed with two lovely daughters, Kelly and Emily, plus the family dog, Winston. Kelly is finishing her BA in Business, and Emily is finishing her second year of college. Adorable Winston (he is a Cavachon) adds a lot of excitement and joy to our family!

Are you ready to get started?

Our friendly and knowledgeable agents have the industry experience and expertise to discuss your lifestyle and health care insurance goals. With over 26 years of experience, we are committed to providing personalized attention to every client to ensure you find the health insurance to meet your needs and budget.

Group Health Plans

Options for groups and small businesses.

Medicare

Insurance solutions for Medicare qualifiers.

Life Insurance

Healing to protect your loved ones.

Individual & Family Plans

ACA approved plans to fit your needs.

Dental Insurance

Flexible benefit plans to fit your needs.

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