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Carefirst explains the ACA subsidies.

 

https://member.carefirst.com/individuals/health-care-reform/know-covered-benefits.page?#?accordion=understanding-subsidies

To help make health care more affordable, the ACA created two types of financial assistance, known as Subsidies, for low- and middle-income people who buy insurance on a public exchange:

  • You may qualify for financial help to lower your monthly premium if your projected total household income in 2014 will be:
    • less than $45,960 for an Individual
    • less than $62,040 for a Family of 2
    • less than $78,120 for a Family of 3
    • less than $94,200 for a Family of 4
    • less than $110,280 for a Family of 5

To get an estimate of what you may receive ina Subsidy, check out our Subsidy Calculator on our compare and quote website. The Cost-Share Subsidy can help limit how much you’ll have to pay out of pocket for your health care, and can only be applied to Silver plans purchased on a public state Exchange. You may be eligible if your projected total household income for 2014 will be:

  • Less than $28,725 for an Individual
  • Less than $38,775 for a Family of 2
  • Less than $48,825 for a Family of 3
  • Less than $58,875 for a Family of 4
  • Less than $68,925 for a Family of 5

In order to qualify and receive a Subsidy and buy the ACA plan you will need to apply for the Subsidy on a public state Exchange. Subsidies are not available to individuals who receive health insurance through an employer.

 

https://member.carefirst.com/individuals/health-care-reform/know-covered-benefits.page?#?accordion=understanding-subsidies